Ridley Investments Pty Ltd and\or its consultants have not provided any tax
advice, insurance advice, financial product advice, investment advice legal of financial services in supplying their products
to you. You should consider obtaining independent advice before making any financial decisions.
NOTE: any asset protection measures are not effective against any current proceedings or against claims or potential
claims of which the person seeking to employ such measures is currently aware. Under the Bankruptcy Legislation, such asset
protection measures may not be fully effective against claims or litigation thirty (30) months and possibly longer. Ridley
Asset Protection Consultants and/or its consultants have not provided any tax advice, insurance advice, financial product
advice, investment advice, legal advice or financial services advice in supplying their product to you. You should consider
obtaining independent advice before making any financial decisions.